Financing
A home you can
actually afford.
No fine print, no surprises — just what it costs to live in a Humanly Park, written out.
What it costs
A new home at $79,000, financed over 20 years, runs roughly $[X]–$[Y] a month. Add a transparent monthly lot lease (typically $[X]–$[Y] — see your community's page), plus utilities and home insurance, and most homeowners spend less than they would on a one-bedroom apartment in Rochester.
Lender partners
Who finances
these homes.
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Lender 1
Specializes in manufactured-home loans in New York.
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Lender 2
First-time buyer programs.
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Lender 3
Refinance options.
Down payments
Most lenders look for 5–20% down. On a $79,000 home, that's $3,950–$15,800. We'll connect you with lenders who can work with what you have.
The reframe
A traditional starter home in Monroe County is $300,000+. A new Humanly Parks home is $79,000. The difference isn't a discount — it's a different model.